Michigan Debt Relief Lawyer
If you are living with the burden and uncertainty of a large amount of debt, we would like you to know two things: You are not alone, and you have options. the Howard Law Group has helped many people just like you file for bankruptcy protection and regain their financial footing. We are dedicated to helping you successfully discharge your debts and get a fresh start.
Would you like to learn more about bankruptcy? Call us today to schedule your free initial consultation with a Grand Rapids Chapter 7 bankruptcy attorney. We can be reached locally at 616-827-7028 or toll free at 866-719-9593.
We Can Help You Understand Your Options
A Michigan debt relief attorney from our firm can talk to you about the basics of bankruptcy law. For example, you may have questions about the difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 7 bankruptcy is debt liquidation bankruptcy. Your assets are sold, with the proceeds going to a trustee who pays your creditors. When the creditors are paid, your debt is cleared. However, you do not need to lose all of your assets in a Chapter 7. Chapter 13 is a repayment plan and is the next option for those who do not qualify for Chapter 7.
How Do I qualify for Chapter 7?
To qualify for Chapter 7 bankruptcy, you will undergo a means test. The test will consider your income relative to the median income in the state of Michigan. If you make "too much" money, you will not qualify and will then turn to Chapter 13. Our law firm has successfully helped many clients qualify for Chapter 7 bankruptcy.
Comprehensive Bankruptcy Services
Our attorneys provide complete bankruptcy services. We prepare and file all necessary paperwork, handle calls from creditors and collection agencies, work closely with the trustees and even counsel you on how to rebuild your credit rating.
We offer the talent, sophistication and results you expect from a larger law firm with the high measure of accessibility and personal attention you expect from a smaller law firm.
Schedule your free initial consultation and get started on your fresh start today. Call us locally at 616-827-7028 or toll free at 866-719-9593. You may also contact us online.
